Collaboration and Competition in the Fintech World
Lama.ai interview with FinWise Chief Fintech Officer, Robert Keil Can sponsor banks work together and…
Rethinking what banking means.
Whether you’re a small business or an individual, you can count on us as a resource to help you make financially wise decisions and reach your goals using our award-winning technology with personalized services.
We provide everything you expect from a big bank without the hassle.
265,800,000
Loans at December 31, 2021
6,500,000,000
Total Loan Originations in 2021
130
Team members since our founding in 2000
FinMission
To lead people forward on their financial journey using innovative technology for financially wise decisions.
FinVision
Be the premier fintech bank at the center of the banking ecosystem leading the industry forward.
- Attract loyal customers and partners nationwide
- Create a place where people want to work
- Provide exceptional value to individuals, families, small businesses, and our communities
FinValues
Trust
Our customers and partners trust us to protect their financial well-being with industry-leading technology and a family-first Utah attitude.
Wise Innovation
Our culture focuses on principles and actions that drive innovation powered by wisdom: we perpetually explore, test, learn, improve, and execute ideas to develop solutions that move customers forward.
Excellence
We continuously strive to deliver products, services, and customer experience of the highest quality.
Relationships
We succeed in building strong relationships with our customers and partners by working to understand their needs and by creating strong bonds as a team.
Inclusion
We are committed to creating and maintaining a workplace where all employees have an equal opportunity to participate and contribute to the success of our business and its customers, and are valued for their unique skills, experience, and perspectives.
About FinWise
What does FinWise do?
Wherever you are on your financial journey, regardless of your location, credit history, or banking needs, our team can move you forward. With savings, mortgages, consumer lending products, and a suite of commercial loans for small businesses, we are continuously innovating to develop relevant lending and savings solutions for our customers.
Born as a community bank in 2000, FinWise Bank has retained its small company feel while using technology to push beyond local boundaries and bring our unique banking experience to customers like you across the country. When you bank with us, you experience the welcoming, “family-first” culture for which Utah is known. That means we will work with you to identify the best solutions that address your needs and do our part to help you make financially wise decisions — that’s the FinWise way!
Fly through history with us
Offering personalized financial wisdom because your success is our success.
We offer big-bank security with community bank service. Our goal is to make financing, and banking simple and personalized for small businesses, friends, and the people in our communities. When you call us, you talk to an expert, not a machine. When you visit us, we attend to you, not your account number. In addition, we offer mobile banking and onsite advisors who can help you with your financial goals.
Our people understand that time is of the essence regarding the growing demand for loans nationwide. That’s why we’ve developed automated API technology for more people to access the types of loans they need, which enables us to serve them faster than traditional banks by processing thousands of loans daily. We help previously underserved customers move forward by supercharging the world of fintech while maintaining our community heart. When our customers and partners succeed, it helps us do more for more people and fuels the drive to create a positive change within our communities.
FinWise Bank supercharges the world of fintech while maintaining its community heart.
Leadership that drives innovative banking solutions.
FinWise Bank’s emergence as a top-performing community bank is traced directly to CEO Kent Landvatter’s unique vision cultivated by his decades of experience in banking and especially the non-profit space. Within the financial system, Kent worked directly with disenfranchised consumers and saw firsthand the challenges facing many Americans with limited access to credit and banking. Through the use and integration of technology, Kent saw the opportunity for banks to operate more efficiently, lower lending and origination costs, and better assess default risk. To reflect this shift to an online model, the bank adopted the FinWise brand in 2016.
We are a group of heart-led professionals who are innovative in how we look at the world and are committed to exploring new products and services to enrich the lives of our customers and partners.
Independent Banker Rated Us
#1
Community Bank in 2021 & 2022
Source: independentbanker.org
S&P Global Market Intelligence Ranked Us
#2
Best Performing Bank Under $3B in 2020
Source: spglobal.com
U.S. Small Business Administration Ranked Us
#1
Largest Lender in New York in 2022
Source: sba.gov
Purpose-driven technology.
Our goal is to develop award-winning technologies that make your life easier through tireless innovation. The secret sauce is in our proprietary FinView Analytics platform. It shows us opportunities that other banks may not see to help more people get the funds they need. We use a robust automated process that allows us to fund loans in only a few days, compared to other banks that do processing and accounting entries by hand.
Big Numbers Nationwide
3,600,000+
loans funded supporting strategic platforms
(as of June 30th, 2022)
We help fintech brands disrupt banking for the better.
By using technology, we effectively support platforms that provide access to millions of Americans across the country with a volume that is infinitely scalable and advanced reporting tools to generate customized data at any stage in the loan process. As a result, we quickly became one of the top fintech banks in the country.
“When thinking about where we see ourselves in the future. I always start with corporate culture. If the right culture is in place, our vision is much more likely to become reality.”
-CEO Kent Landvatter
Our guiding principles represent the acronym E+PLED.
As a team, we share the desire to continually Explore, Pilot, Learn, Enhance, and Deploy to the best of our knowledge in pursuit of becoming the center of the banking ecosystem. At the center, we will be:
• Moving our customers forward
• Evolving into the nexus point between fintechs and the banking system
• Constantly expanding our relationships with fintech and non-fintech strong service providers
• Aggregating and analyzing data that help us provide more relevant products and services while enhancing our ability to manage our risk
There is an exciting road ahead for all of us; every team member will play a vital role in participating and contributing to the success of the business and its customers. We are strongly committed to diversity, inclusion, and individual professional development. Every person is valued for their skills, experience, and unique perspectives. Our commitment is embodied in company policy and how we do business at FinWise and is an essential principle of sound business management. We:
Trust one another
Seek to understand before speaking
Do it right
Hold ourselves and each other accountable
Innovate and execute
Give back to our communities
We’re all dedicated to fostering an inclusive culture where nobody is left out. The opportunities are extensive within the Finwise culture and it is an inspiring place to work.
100%
U.S.-Based Customer Service
130+
Employees Nationwide
100%
Remote Work Opportunities Available
Community Engagement
We transform our communities.
Our mission is to strengthen the communities we live and play in. We guide people to improve their financial situation through education, contribute financially to non-profit organizations, and volunteer our time at various non-profits.
FinWise Bancorp
Learn more about investor relations.
FinWise Bancorp is a fast-growing, Utah-based bank holding company. It leverages strategic relationships with third-party loan origination platforms, proprietary loan analytics technology, a seasoned management team, and a strong and growing balance sheet to deliver superior rates of growth and profitability. FinWise Bank is a nationwide lender and takes deposits from consumers and small businesses.
FinWise Articles.
FinWise moves you forward.
We adapt in ways traditional banks won’t. Learn how our forward-thinking philosophy benefits you.
Secure and Insured
Your trusted financial partner.
Our commitment to your financial well-being means we never sacrifice credibility for progress.
