Navigating the 1033 Rule: Opportunities and Challenges
About Episode 17: Navigating the 1033 Rule: Opportunities and Challenges - Matt Faso, Trustly In…
Rethinking what banking means.
Whether you’re a small business or an individual, you can count on FinWise Bank as a resource to help you make financially wise decisions and reach your goals using our award-winning technology with personalized services.
Growth and Strength to support our customers and partners.
1
Best Performing Bank in America by Independent Banker in 2022, 2023 & 2024
19,698,344,330
Total Lifetime Loan Originations
(as of December 2024)
(as of December 2024)
195
Current Team Members
Our Mission
To reinvent banking with smart tech and fresh ideas from everyone
Our Vision
We envision a world where technology and smart ideas work together to help people in every community thrive financially
Our Values
Relationships
Strong bonds, human focus
Relationships are the fuel that powers our success. From customers and partners to our awesome team, it’s all about building genuine connections that make working together fun, productive, and even a little magical.
Trust
Strong bonds, Strong Results
Trust fuels everything we do, from working alongside our awesome teammates to building rock-solid relationships with customers. When we trust each other, we open the door to amazing things. open communication, clear understanding, and the freedom to tackle challenges together. This trust is built on respect, honesty, and always having each other’s backs.
Innovation
Bright ideas, brighter future
We’re always looking to the future, embracing new ideas and learning as we go. We call it “Wise Innovation” – using our brains, curiosity, and a healthy amount of calculated risk to explore, learn, and adapt like the unstoppable team we are!
Excellence
High quality, growth mindset
We’re all about being the best for our customers, partners, and each other. We set the bar high and chase those goals with the passion and teamwork of a unified team. We call it “Excellence,” and it’s what fuels our dedication to top-notch products, amazing service experiences, and constant growth.
About Us
What does FinWise Bank do?
Wherever you are on your financial journey, regardless of your location, credit history, or banking needs, our team can move you forward. With savings, mortgages, consumer lending products, and a suite of commercial loans for small businesses, we are continuously innovating to develop relevant lending and savings solutions for our customers.
Fly through history with us
Offering personalized financial wisdom because your success is our success.
We offer big-bank security with community bank service. Our goal is to make financing, and banking simple and personalized for small businesses, friends, and the people in our communities. When you call us, you talk to an expert, not a machine. When you visit us, we attend to you, not your account number. In addition, we offer mobile banking and onsite advisors who can help you with your financial goals.
Our people understand that time is of the essence regarding the growing demand for loans nationwide. That’s why we’ve developed automated API technology for more people to access the types of loans they need, which enables us to serve them faster than traditional banks by processing thousands of loans daily. We help previously underserved customers move forward by supercharging the world of fintech while maintaining our community heart. When our customers and partners succeed, it helps us do more for more people and fuels the drive to create a positive change within our communities.
FinWise Bank supercharges the world of fintech while maintaining its community heart.
Leadership that drives innovative banking solutions.
FinWise Bank’s emergence as a top-performing community bank is traced directly to CEO Kent Landvatter’s unique vision cultivated by his decades of experience in banking and especially the non-profit space. Within the financial system, Kent worked directly with disenfranchised consumers and saw firsthand the challenges facing many Americans with limited access to credit and banking. Through the use and integration of technology, Kent saw the opportunity for banks to operate more efficiently, lower lending and origination costs, and better assess default risk. To reflect this shift to an online model, the bank adopted the FinWise brand in 2016.
We are a group of heart-led professionals who are innovative in how we look at the world and are committed to exploring new products and services to enrich the lives of our customers and partners.
Independent Banker Rated FinWise Bank
#1
Community Bank in 2021, 2022, & 2023
Source: independentbanker.org
American Banker ranked FinWise Bank
Top 3
Top Performing Publicly Traded Banks under $2B in assets in 2022, 2023, & 2024
Source: spglobal.com
U.S. Small Business Administration Ranked Us
#1
Largest Lender in New York in 2022
Source: sba.gov
Purpose-driven technology.
Our goal is to develop award-winning technologies that make your life easier through tireless innovation. The secret sauce is in our proprietary FinView Analytics platform. It shows us opportunities that other banks may not see to help more people get the funds they need. We use a robust automated process that allows us to fund loans in only a few days, compared to other banks that do processing and accounting entries by hand.
We help fintech brands disrupt banking for the better.
By using technology, we effectively support platforms that provide access to millions of Americans across the country with a volume that is infinitely scalable and advanced reporting tools to generate customized data at any stage in the loan process. As a result, we quickly became one of the top fintech banks in the country.
“When thinking about where we see ourselves in the future. I always start with corporate culture. If the right culture is in place, our vision is much more likely to become reality.”
-CEO Kent Landvatter
Our guiding principles represent the acronym E+PLED.
As a team, we share the desire to continually Explore, Pilot, Learn, Enhance, and Deploy to the best of our knowledge in pursuit of becoming the center of the banking ecosystem. At the center, we will be:
• Moving our customers forward
• Evolving into the nexus point between fintechs and the banking system
• Constantly expanding our relationships with fintech and non-fintech strong service providers
• Aggregating and analyzing data that help us provide more relevant products and services while enhancing our ability to manage our risk
There is an exciting road ahead for all of us; every team member will play a vital role in participating and contributing to the success of the business and its customers. We are strongly committed to diversity, inclusion, and individual professional development. Every person is valued for their skills, experience, and unique perspectives. Our commitment is embodied in company policy and how we do business at FinWise and is an essential principle of sound business management. We:
Trust one another
Seek to understand before speaking
Do it right
Hold ourselves and each other accountable
Innovate and execute
Give back to our communities
We’re all dedicated to fostering an inclusive culture where nobody is left out. The opportunities are extensive within the Finwise culture and it is an inspiring place to work.
100%
U.S.-Based Customer Service
195+
Employees Nationwide
100%
Remote Work Opportunities Available
Community Engagement
We transform our communities.
Our mission is to strengthen the communities we live and play in. We guide people to improve their financial situation through education, contribute financially to non-profit organizations, and volunteer our time at various non-profits.
FinWise Bancorp
Learn more about investor relations.
FinWise Bancorp is a fast-growing, Utah-based bank holding company. It leverages strategic relationships with third-party loan origination platforms, proprietary loan analytics technology, a seasoned management team, and a strong and growing balance sheet to deliver superior rates of growth and profitability. FinWise Bank is a nationwide lender and takes deposits from consumers and small businesses.
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